ANNUAL RETURN COMPARISON

NASDAQ(OTC) S&P 500(VFINX)

With "The With "The
System" Without System" Without
.
.
1970 17.9% -22.5% 24.1% 3.9%
1971 25.2% 21.2% 16.6% 14.2%
1972 23.5% 17.2% 20.2% 19.0%
1973 3.2% -31.1% 6.1% -16.7%
1974 8.0% -35.1% 8.0% -24.3%
1975 26.2% 29.8% 22.8% 37.1%
1976 24.1% 26.1% 18.3% 23.8%
1977 5.3% 7.3% -4.1% -7.2%
1978 32.8% 12.3% 19.2% 6.5%
1979 28.8% 28.1% 17.5% 18.5%
1980 54.2% 33.9% 47.8% 32.4%
1981 19.4% -3.2% 10.7% -4.9%
1982 36.0% 18.7% 25.8% 21.5%
1983 34.9% 19.9% 21.6% 22.5%
1984 4.5% -11.2% 10.2% 6.2%
1985 35.9% 31.1% 31.2% 31.6%
1986 22.6% 7.5% 21.9% 18.6%
1987 39.3% -5.3% 42.0% 5.3%
1988 14.3% 15.4% 6.0% 16.6%
1989 15.0% 19.5% 33.5% 31.6%
1990 5.4% -17.8% 8.4% -3.1%
1991 54.4% 56.8% 29.7% 31.4%
1992 13.5% 12.1% 1.1% 7.6%
1993 17.1% 13.1% 9.3% 10.1%
1994 -2.0% -3.1% -1.7% 1.3%
1995 38.6% 39.9% 30.4% 37.5%
1996 24.0% 22.7% 20.9% 22.9%
1997 47.3% 21.6% 38.7% 33.4%
1998 51.3% 39.6% 28.9% 26.7%
1999 74.4% 85.6% 25.5% 21.0%
2000 -3.7% -39.3% -8.8% -9.7%
2001 7.9% -21.1% 4.5% -11.9%
2002 5.8% -31.5% 3.5% -22.1%
2003 37.6% 50.1% 23.4% 28.7%
2004 10.4% 8.6% 8.1% 10.9%
2005 1.6% 1.4% 5.1% 4.9%
2006 20.1% 9.5% 18.8% 15.8%
2007 5.1% 9.8% .8% 5.5%
2008 4.3% -41.5% .8% -37.0%
2009 20.0% 43.9% 19.7% 26.6%
2010 25.2% 16.9% 19.6% 14.9%
2011 1.5% -1.8% 3.3% 2.1%
2012 10.7% 15.9% 11.4% 15.9%
2013 33.5% 38.3% 27.8% 31.9%
2014 -1.2% 13.4% 1.8% 13.7%
2015 -4.5% 5.7% -6.9% 1.2%
2016 4.2% 7.5% 6.3% 11.3%
2017 28.2% 28.2% 21.6% 21.8%
2018 9.1% -3.9% 4.2% -4.4%
2019 6.6% 35.2% 6.1% 31.5%
2020 41.8% 43.6% 20.8% 18.4%